dynamic wealth management: Archive for the ‘Practice Management’ Category

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These days, perhaps a limited number of people have not come across the word – debt. Actually, today, most of us are under huge debt burdens and a few find the right way to get out of it. Though there are many debt relief options, debt settlement may be the best option as per your condition. However, in a debt settlement, you have to write a debt settlement letter to your creditor. If you are not familiar with a debt settlement letter, you can go through somesample debt settlement letters over the web.

Does Debt Settlement Affect Your Credit Score?

Though there is a myth prevalent that debt settlement never affects your credit score, in reality it does. When you succeed in doing a debt settlement, the mark of the debt settlement remains on your credit report. A debt settlement mark on your credit report always compel your credit score to fall around 200-250 points. However, if you carefully start paying off your debt amount, this blemished credit score can be easily restored within the next 6 months.

Sample Debt Settlement Letter to Send to Creditors

When you write a debt settlement letter, keep in mind the following:

• Be very firm on the amount you offer
• Include every financial hardship and stand professional
• Remain prepared to pay-down the offered amount immediately once the creditor accepts it

Debtors may make use of the sample debt settlement letter provided below while they write their own.

dynamic wealth management: Archive for the ‘Practice Management’ Category

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It is not about price, it comes down to trust

Tuesday, September 20th, 2011  |  Filed Under: Practice Management

“The demand in finances doesn’t respond to price,” Trott says. “Having a lower price doesn’t guarantee you more business. It’s not really about the price. It’s about the quality of service.”

There’s a great article in RIAbiz.com about pricing advisory services. It’s based upon a study conducted by PriceMetrix showing that advisors who didn’t lower their fees in the aftermath of 2008 market are much better off today than those who decided to reduce their fees.

This is more evidence that clients are seeking good advice from trustworthy advisors more than a deal on the management of their financial affairs. Take a look at the article

Clients Are Increasingly Using Multiple Financial Advisors

Wednesday, August 17th, 2011  |  Filed Under: Practice Management, Uncategorized

This recent article (see link below) really caught my attention. It is a very enlighting that the statistics discussed indicate many investor clients have determined that they can fend off challenging markets and volatility by engaging more than one financial advisor to handle their financial affairs. Moreover, the more wealthy the client is, the more likely they are to utilize many advisors. Perhaps diversification is part of the driver, but this trend sure appears to be an opportunity for seasoned advisors who have the platform capabilities to efficiently organize the clients’ data, reports and recommendations. Few firms provide advisors with the right wealth manager tools to position themselves for this type of role, and it’s it fairly challenging for individual advisors to scale their operations to offer these kinds of capabilities. Advisors who position selves with a firm that supports a wealth manager role will have much greater success serving these types of the clients.

Dynamic Wealth Management Zurich: Precisely how much is sufficient?

http://refinancelifeinsurance.net/wealth/dynamic-wealth-management-zurich-precisely-how-much-is-sufficient/

Visualize Any DRIVER’S license which shown ones driving record. The longer you’d been without having an accident, the quicker you will be permitted to proceed till your chance of a crash is evaluated and you will be advised to stay for that velocity. Alternatively picture vehicles having superior braking system that may replace safety bags, or perhaps aero-engines whose enhanced consistency might be countered more uncommon servicing, making airways around as secure as they were in the fifties. The primary goal of innovation will be in no way lessening risk but to produce automobiles or even routes less expensive. The concept appears ridiculous; however it offers underpinned considering economic stableness over the past 3 decades-and is indicating amazingly consistent.

Dynamic Wealth Management Headlines: Film festival wraps up in Zurich

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Swiss, Austrian and American films have won the top prizes at the seventh Zurich Film Festival, which ended on Sunday.

On Saturday night, the four Golden Eye awards went to: Take Shelter by US director Jeff Nichols, Atmen (Breathing) by Austrian Karl Markovics, Buck by American Cindy Meehl and Darwin by Swiss director Nick Brandestini.

Norwegian film Sykt Lykkelig (Happy, Happy) received the Critic’s Choice award, and Swiss film Unter Wasser Atmen (Breathing Under Water) took home the Audience Award.

Award-winning American actor, screenwriter, director and producer Sean Penn was honoured with this year’s Golden Icon Award for his life’s work. The 51-year-old graced the festival’s green (standing for environmental awareness) carpet on Wednesday.

The winner of the 2009 award, Roman Polanski, also came to Zurich to pick up his prize. On his way to the ceremony two years ago, the Franco-Polish filmmaker was arrested at Zurich airport in connection with a 1977 child rape case in the United States.